“If it’s too good to be true, it probably is.”
You’ve probably heard this phrase “If it’s too good to be true, it probably is.” hundreds of times.
Nanunuod ako ng isang balita noong isang gabi sa TV at binalita doon na may isang investment company ang nanloko ng mga kapwa nating mga Pilipino. Matapos magbigay ng milyong piso ang mga kababayan natin, biglang naglaho ang kumpanya.
Hindi na matagpuan ang may-ari. Itinakbo na ang kanilang mga pera at wala silang hawak na kahit ano, kahit produkto o titulo man lang sana para mabawi ang kanilang nawalang pera.
I can’t blame you for thinking “If it’s too good to be true, it probably is.”
The truth is, there are so many get-rich-quick schemes or scams out there that many Filipinos are discouraged into joining these so-called “business opportunities”. They become close-minded and slowly turn away from the world of business.
Natatakot na silang mawalan ng pera. Natatakot na silang mawala ang hindi birong pera na kanilang pinagpaguran at pinaghirapan.
The sad thing is, they go back to becoming a corporate rat or an employer’s slave with a fixed income and practically have zero chance of having financial freedom.
May mga bagay na “too good” para sa paningin natin pero para sa iba, ito ay totoo at kapani-paniwalang pangyayari.
Last year, nakapanuod ng isang segment sa GMA. May isang Filipina domestic helper na naging milyonaryo. Hindi ako makapaniwala noong umpisa hangga’t hindi ko nakikita kung paano niya ito ginawa kasi too good to be true nga ‘di ba?
Nagtrabaho siya bilang isang domestic helper sa Singapore for 3 years and later on worked as a Nanny in Canada for 4 years. She put herself through school and studied at night. Later on, she founded her own multinational recruitment firm, Chalré Associates. She is Rebecca Bustamante.
Maniwala ka’t sa hindi, marami na ang mga self-made Filipino Millionaires ngayon. Pabata ng pabata pa ang edad ng mga nagiging milyonaryong Pilipino.
Paano nila ito nagawa? They chose the right business opportunities and developed the proper skills to become successful.
My point is, not all so-called “business opportunities” are scams or get-rich-quick schemes.
When you feel that something is too good to be true, your response should be, I should be more diligent. Kailangan ko munang pag-aralan kung ano itong negosyo o investment bago ko siya pasukin.
Sa totoo lang, regardless kung scam o hindi ang napasukan mong negosyo, kung hindi mo rin pinag-aralan at pinaghandaan, malulugi’t malulugi ka talaga at pakiramdam mo ay naloko ka rin.
I always tell the story of how my wife and I joined a franchising business. It was a food cart business selling siomai, shark’s fin, sisig with rice in a bowl. We invested P100,000 for that business and yet we closed it down and lost a lot of money.
We really felt like we have been scammed into thinking it was a good business. Sabi pa nga sa amin ng wife ko nung Franchisor, maari daw kaming kumita ng P30,000 / month sa food cart na iyon dahil madali daw ibenta ang pagkain at masasarap.
Too good to be true, ‘di ba?
NagFood-tasting pa kami and true enough, masarap naman talaga.
But the reality was, it was our own fault that we failed. Hindi muna namin pinag-aralan ang negosyo. Hindi sapat na may masarap kang pagkain at bibilihin na agad ng mga tao. A good quality product is not enough for a business to become successful. Even if the business is a legitimate one.
So, the lesson we learned from it, if it’s too good to be true, the more you have to study, research and analyze it. We shouldn’t generalize all businesses and investments to be scams or get-rich-quick schemes.
Even if we felt like we have been scammed, we remained open to other business opportunities. We know that the first step to success was failure.