Earnings and Income Disclaimers For Refunds

If by any means you thought that our products, programs, softwares, ebooks can make you rich overnight, we regret to inform you that this reason is not valid for any type of refund.  We have strict policies on “Get Rich Quick Schemes”  and we don’t believe in them.  We only believe in hard work, perseverance, adding value, building a real and professional career, and serving others with excellence and constancy.

Our digital products are intended to help you with your passions and share your knowledge to a greater audience using the internet and to make a difference in the world while growing your business.

Our digital products take a lot of work to create and to implement. It will take some discipline just like any worthwhile endeavor or professional continuing education program.

Please don’t buy, subscribe or enroll in our digital products if you believe in the “money for nothing get rich quick” myth or ideology; we only want serious people dedicated to real professional development who want to add value and move humanity forward.

As stipulated by international laws, we can not and do not make any guarantees about your ability to get results or earn any money with our ideas, information, tools or strategies. We don’t know you and, besides, your results in life are up to you. Agreed? We just want to help by giving great content, direction, and strategies. Our results and the results of our customers, subscribers and/or members are always different from person to person.

Digital Business Playbook

The Digital Business Playbook (DBP) has a special 30-Day Money Back Guarantee and an additional ₱500 out of the author’s own pocket (as written on the sales page provided the following conditions are met:


The buyer / customer of the Digital Business Playbook must provide proof (screenshots) that he/she has followed each step inside the Digital Business Playbook.  He/She should provide his/her Clickbank account, Payoneer account, a landing page with optin form, signed up for an autoresponder service, created some form of email sequences inside his autoresponder service, and show proof that he/she has driven traffic to his landing page by means of solo ads, FB Ads, SEO, or forum commenting.  

How to Request a Refund

Simply email your refund request to Please include the words “Refund Request” in the subject line of your email to help us get to it quickly.


It may take up to 7 business days for your refund to be credited back to your account.

Most of the products by Lloyd Labso have a no refund policy except for Digital Business Playbook.  The reason for the no refund policy is that most of the products are digital. There is no way for a customer to return the digital products without having copies.  

When you send us an email about your refund request, it would be very helpful to us if you’d also tell us why you’re requesting a refund. This is NOT required, and we won’t use this information to try and “sell” you something else. But we do take feedback seriously, and it really does help us make better products and improve our sales process. We want every customer to be satisfied!

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